Terms and Conditions

Effective Date: November 22, 2024

Last Updated: November 22, 2024

These Terms and Conditions (“Terms”) govern your use of the Disruptive Capital website (“Website”), operated by Disruptive Capital (“we,” “our,” or “us”). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, you must discontinue your use of the Website immediately.

Use of the Website

The Website is provided for informational purposes only. While we strive to ensure the accuracy and relevance of the content, we do not guarantee the completeness, reliability, or timeliness of any information on the Website. You agree that your use of the Website is at your sole risk.

You may not use the Website for any unlawful purpose or in a way that infringes on the rights of others. Unauthorized use of the Website, including the introduction of malicious software or unauthorized attempts to access non-public areas, is strictly prohibited.

Intellectual Property

All content on the Website, including but not limited to text, graphics, logos, images, videos, and software, is the intellectual property of Disruptive Capital or its content providers. Such content is protected by copyright, trademark, and other applicable intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works of any content from the Website without our prior written consent, except as permitted under applicable laws. Any unauthorized use of the Website or its content may result in legal action.

User Accounts and Subscriptions

Certain features of the Website may require you to create an account or purchase a subscription. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

Subscriptions are subject to the terms specified at the time of purchase, including payment terms and renewal policies. Failure to comply with subscription terms may result in the suspension or termination of your account.

Scope of Products and Services

Disruptive Capital provides curated research, insights, interactive tools, and premium content through subscription plans, e-books, and other digital offerings. All information and tools are for informational purposes only and do not constitute financial, legal, or investment advice.

Product Availability

All products and services are subject to availability. Disruptive Capital reserves the right to modify or discontinue any product or feature without prior notice. Interruptions in service may occur due to maintenance or unforeseen circumstances.

Pricing, Payments, and Refunds

Prices for our products and services are displayed on our website and are subject to change. Payments must be accurate and up to date. Refunds may be granted on a case-by-case basis, in compliance with applicable consumer protection laws. For refund inquiries, contact us at [Insert Email Address].

Limitation of Liability

To the fullest extent permitted by law, Disruptive Capital and its affiliates, officers, employees, and agents disclaim all liability for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Website.

This limitation applies regardless of the cause of action, whether in contract, tort, or otherwise, even if we have been advised of the possibility of such damages. Your sole remedy for dissatisfaction with the Website is to discontinue use.

User Responsibility and Liability

Users agree to use our products and services for lawful purposes only. Disruptive Capital disclaims responsibility for decisions made based on our products, including but not limited to investment or financial outcomes.

Third-Party Links and Services

The Website may contain links to third-party websites or services for your convenience. We do not endorse or assume responsibility for the content, policies, or practices of any third-party sites. You access such sites at your own risk and are subject to their terms and policies.

Privacy Policy

Your use of the Website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using the Website, you consent to the data practices described in our Privacy Policy.

Changes to the Terms

We reserve the right to update or modify these Terms at any time without prior notice. Any changes will be effective immediately upon posting on the Website. Your continued use of the Website following any such changes constitutes your acceptance of the updated Terms.

Termination

We reserve the right to suspend or terminate your access to the Website at any time without prior notice for violations of these Terms or any other reason.